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Home producten pensioen An even better investment offer

An even better investment offer

Defined contribution schemes with investments have to comply with new statutory requirements as of 1 January 2018. The Dutch Premium Schemes (Improvements) Act gives you more choice concerning the manner in which you accrue and use your pension. This act provides us with a good opportunity to harmonise investment policy for all defined contribution schemes at a.s.r. and use rates that are in line with the market. This means that with us you remain assured of a contemporary, current and future-oriented investment offer.

What changes?

  • We have created three clear investment profiles
  • The new investment profiles provide a better ratio between return and risk. This allows you as participant to accrue a higher return against a lower risk
  • You can continue to invest your pension capital after your retirement date
  • The changes apply to employees who are still employed and to employees that have left employment

Please note: Nothing will change for you if you do not invest your pension premium and you use your pension premium to accrue guaranteed capital. This capital becomes available on the retirement date. You use the guaranteed capital to purchase pension on your retirement date.

  • Three investment profiles toon

  • Optimum ratio between risk and return toon

  • Choosing a fixed or variable pension in advance toon

  • Possibility of continued investment after your retirement date toon

  • Choice of investment funds in case of Free Investment is expanded toon

  • We adjust our rates toon

When will you receive information?

  • We will convert your investments to the new investment offer as from the end of November 2017
  • You will receive an overview of your investments before and after the conversion in December 2017
  • In the first quarter of 2018, you will receive a letter from us that may a include a notification of a non-recurring compensation in investment units that has been added to your pension policy

Do you have any further questions?

Continue to monitor this site for information concerning the changes to legislation and the changes to our products. Do you have any further questions? You can always contact us if this is the case. You can call us on work days from 8.00 a.m. until 5.30 p.m. at +31 (0)30 257 42 66. You can also complete our contact form (Dutch only). We will be happy to help you.