Dutch health insurance for foreigners

Are you (temporarily) moving to the Netherlands? Then there’s a few things you should arrange shortly after your arrival, such as health insurance. But how can you get health insurance in the Netherlands and which documents are necessary to complete your registration? You’ll read all about it on this page.

How to apply for Dutch health insurance?

After registering as a resident of the Netherlands, it is important to choose the right basic insurance and (optional) additional insurance for your needs. Depending on your choice of additional insurance, some costs which are not (fully) covered within the basic insurance, like dentalcare and coverage abroad, will be partly reimbursed. Check our page on the Dutch healthcare system for more information.

After your online application for health insurance, you'll get access to a secure a.s.r. account using DigiD . In this account, you can check the status of your application, see invoices, make payments, and adjust your health insurance. Communication like requests for additional information or documentation will also be sent to your account.

Apply for health insurance in 5 steps
  1. Select your a.s.r. health insurance
  2. Complete your online application for health insurance within 4 months after your arrival in the Netherlands
  3. Request your personal DigiD
  4. Upload any additional documentation to complete your application
  5. We’ll contact you within 10 business days
Documents needed to apply for health insurance in the Netherlands

If you move to the Netherlands it's in most cases necessary to provide additional information to complete your request for health insurance at a.s.r. Below you’ll find an overview of the most common cases. Is your personal situation not mentioned? Please contact us for more information.

  • Health insurance for nationals within the EU
    Are you moving to the Netherlands as a national of a country within the EU? After your registration at the municipality, we’ll need a copy of your Passport to complete your application for health insurance. Will you only be working in the Netherlands or working for a Dutch company, but are you not going to be living in the Netherlands? Besides a copy of your Passport, we’ll also need a payslip or employment contract.

  • Health insurance for non-EU nationals
    Will you be moving to the Netherlands, but are you a national of a country outside of the EU? Then we’ll need a copy of the front and back of your resident permit to complete your request for health insurance.

  • Health insurance for foreign students
    As a foreign student you can only apply for Dutch health insurance if you’ll be working in the Netherlands. To complete your health insurance application we’ll need a copy of your Passport and payslip. Are you a non-EU national? In addition to your payslip we’ll also need a copy of the front and back of your resident permit.

  • Health insurance for expats
    If you’ll be moving to the Netherlands as an expat, we’ll need a copy of the front and back of your resident permit and an employer contract or a recent payslip to complete your application. Please note: the employer contract or payslip must state the starting date of your employment in the Netherlands. Your salary may be blurred out of the payslip.

  • Health insurance during internships in the Netherlands
    Will you be moving to the Netherlands to complete your internship abroad? Then you can only request health insurance if your salary or compensation is above the average minimum wage. In this case we’ll need a copy of your Passport and payslip. Are you a non-EU national? Besides your pay slip we’ll also need a copy of the front and back of your resident permit. Please note: If your salary or compensations lies below the average minimum wage you’re not eligible for Dutch health insurance.
How to provide additional documents to a.s.r.

After applying for health insurance at a.s.r. you can easily upload additional documents through your a.s.r. account. Are you still waiting for your DigiD? Then you can also upload your documents through our secured upload page.

Please note!
Don’t send us your personal documents or other sensitive information through Whatsapp. Due to privacy legislation we are not allowed to store or process this information.


Frequently asked questions about health insurance in the Netherlands
  • When should I request health insurance in the Netherlands? toon
  • Can my health insurance take effect retroactively? toon
  • What do I need to apply for Dutch health insurance? toon
  • Can I cancel my health insurance at any given time? toon
  • Do you have a separate customer service for English speaking customers? toon
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