Paying your excess in advance in instalments

With your a.s.r. health insurance you have the option to pay the compulsory excess of € 385 in advance in 10 monthly instalments. The first payment is in February, and the last in November. This means that you pay your excess in advance, regardless of whether or not you have already incurred any care expenses.

In April 2023, you will receive a settlement statement in which the healthcare costs in 2022 are stated. If the healthcare costs per insured are less than € 385, we will refund the excess amount. If we receive care costs for 2022 that are covered by the excess after the settlement of April 2023, these costs will be charged. You will be informed of this in advance.

If you made use of the excess payment scheme in 2023, this will automatically continue in 2024. Do you no longer want to make use of the excess payment scheme? Please submit your change via your a.s.r. account before 1 February 2024.

I have an Ik kies zelf van a.s.r. insurance I have an a.s.r. insurance

Do you expect to incur high healthcare costs, and are you not be able to pay for them in one go? If so, paying your excess in advance can be a good solution for you.

Conditions for participation toon
- You only have a compulsory excess, and therefore no voluntary excess.
- You are 18 years or older on 1 January 2024.
Registration toon
- You can register yourself and others who are co-insured on your policy for the excess payment scheme.
- Register yourself and/or others before 1 February 2024 via your a.s.r. account.
- If you register after 1 February 2024 or you turn 18 after 1 January 2024, you cannot participate until the following calender year.
I have an Ik kies zelf van a.s.r. insurance I have an a.s.r. insurance
Payments toon
- You pay in 10 equal instalments of € 38,50 per insured person.
- Payments take place by direct debit at the end of the month. For 2023 the dates are indicated as follow: approximately March 1st, March 29th, April 28th, May 30th, June 28th, July 27th, August 29th, September 27th, October 27th, November 29th.
- As the policyholder, you are responsible for the direct debit to succeed. Please provide the correct account details and ensure that the balance on your account is sufficient.
Final statement toon
- In April 2024, you will receive a final statement showing the healthcare costs in 2023.
- If the costs of care per insured party were less than € 385, we will refund the amount paid in excess.
- No bills for the excess are sent during the insurance year. However, you can see the status of your excess via your a.s.r. account.
- If we receive care costs for 2023 that are covered by the excess after the settlement of April 2024, these costs will be charged. You will be informed of this in advance.
Termination toon
- Participation in the excess payment scheme continues in the following calendar year, unless you indicate otherwise before 1 February 2024.
- You can terminate the excess payment scheme prematurely via your a.s.r. account.
- If the payments for the excess are not made, we will terminate the excess payment scheme.
- If the excess payment scheme is terminated prematurely and the excess owed is higher than the amounts you have already paid, the amount still to be paid will be charged immediately. If the excess is lower than the amounts you have already paid, we will calculate the difference. The excess amount will be reserved for future excess deductions.
- If the insurance is terminated in connection with emigration or death, a final settlement will take place immediately.
I have an Ik kies zelf van a.s.r. insurance I have an a.s.r. insurance

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