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Paying your excess in advance in instalments

With your a.s.r. health insurance you have the option to pay the compulsory excess of € 385 in advance in 10 monthly instalments. The first payment is in February, and the last in November. This means that you pay your excess in advance, regardless of whether or not you have already incurred any care expenses. 
Did you make use of the excess payment scheme in 2023?

In April 2024, you will receive a settlement statement in which the healthcare costs in 2022 are stated. If the healthcare costs per insured are less than € 385, we will refund the excess amount. If we receive care costs for 2023 that are covered by the excess after the settlement of April 2024, these costs will be charged. You will be informed of this in advance.

If you made use of the excess payment scheme in 2023, this will automatically continue in 2024. Do you no longer want to make use of the excess payment scheme? Please submit your change via your a.s.r. account before 1 February 2024.

Do you want to make use of the excess payment scheme in 2024?
Do you expect to incur high healthcare costs, and are you not be able to pay for them in one go? If so, paying your excess in advance can be a good solution for you.
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