Do you know ahead of time you will use your excess? Or do you want to prevent having to pay € 385 at once? At a.s.r. we offer the option to pay your compulsory excess in advance in 10 monthly instalments at no extra cost. On this page we explain how this works.
At a.s.r. we offer the possibility to pay your compulsory excess of € 385 in advance. This works as follows:
- You pay your excess in advance in 10 instalments of € 38,50.
- The first payment is in February and the last one in November.
- If you do not fully use your excess, we will refund you the amount that was paid too much in April of the next year.
- You will not receive a statement during the insurance year itself. Do you want to know how much of your excess you have used? You can check this in your a.s.r. account using the button below.
- You can only participate in this scheme if you were 18 years or older on January 1st.
- You can apply until January 25th through your a.s.r. account or our 'Zorg app'. Do you apply later? Then the scheme will start the next calendar year.
- You pay in 10 terms. Per term you pay € 38,50 per insured person. The payment happens via direct debit at the end of the month with the first happening at the end of February.
- You are responsible for the direct debit happening successfully. Do you not have enough balance in your account and therefore the direct debit doesn't go through? Please get in touch with us.
- If you don't pay, we will cancel the payment scheme.
The payments happen every month from February until November. Every month the payments happen around the 27th.
The dates are:
- Around February 26th, 2026
- Around March 26th, 2026
- Around April 29th, 2026
- Around May 27th, 2026
- Around June 26th, 2026
- Around July 28th, 2026
- Around August 26th, 2026
- Around September 28th, 2026
- Around October 27th, 2026
- Around November 26th, 2026
- In April, you will receive a settlement statement for the year before. If the healthcare costs per insured are less than € 385, we will refund the excess amount.
- As we don't send you bills for the compulsory excess used during the year, you can view the current status of your compulsory excess in your a.s.r. account or in our 'Zorg app'.
- Sometimes it happens that bills are sent to us after April that are covered by your compulsory excess. In that case we will still charge you. We will inform you in advance.
Have you cancelled your health insurance with us because of emigration or death? A final settlement will take place immediately.
- If you don't cancel the excess scheme in your account it will automatically renew for the next year.
- Do you want to stop the scheme? You can do so in your a.s.r. account or in our 'Zorg app' using the button below.
- Do you want to cancel the scheme during the year? Then we will calculate the difference between the amount paid and how much excess you have used. Have you paid too little? Then we will charge this difference right away. Have you paid too much? Then we will reserve this for future excess payments.
Have you chosen an increased voluntary excess? In that case it is not possible to use the excess payment scheme.
Do you have a question or require help? Get in touch via one of our contact options. We are happy to help you.