Up to 18 years old, a child is insured for free through the health insurance of one of the parents. This also applies to the supplementary insurance. You do not pay any extra premium for this. Children up to 18 years do not have a compulsory excess. Is your child turning 18 soon? Read what you need to know and arrange here.
When you co-insure your child, it's important to look at the following:
- What are you already insured for as a parent?
- What care does your child need?
It is an advantage to co-insure your child with the parent with the most extensive health insurance. The co-insurance does not cost extra and the child therefore has the coverage of the highest insured parent. Children are not automatically co-insured for separate modules or the supplementary dental insurance.
Does neither parent have a supplementary insurance that meet the needs of the child? Such as orthodontics? Then it is a good idea to take out supplementary insurance with one of the parents. At a.s.r. orthodontics is in the supplementary health insurance, not in the dental insurance.
Do you want to add your child to your insurance? You can easily do this in your a.s.r. account or in our 'Zorg app'.
Has your baby been born? Congratulations! Register your child by following these steps:
- Register your baby with the council. After this you will receive their Citizen service number (‘BSN’).
- Add your baby to your health insurance using their BSN. You can do this by clicking the button below.
- Register your baby within 4 months after their birth to make sure they are insured from the day they are born.
- Do you register your child after 4 months from the birth? Then the insurance will start from the day you registered them. This means your baby will be uninsured for a period of time. Any cost incurred in this time will not be covered.
From the month after your child turns 18, your child is no longer co-insured free of charge on your health insurance. You can choose to insure your child separately or keep them co-insured on your account.
Basic health insurance covers almost all dental costs for children under the age of 18. You do not need to pay any excess. It is important to know that this does not include orthodontics as this falls under supplementary insurance.
Do you want to keep your child co-insured on your health insurance next year? Don’t forget to include them in your application. This way your child will be included in the switching service.
Are you not including your children in your application for health insurance? Then they won’t automatically be co-insured with you or included in the switching service.
You can find an overview of all the people co-insured on your health insurance in your a.s.r. account or on you 'polisblad' in your inbox. Click one of the buttons below to go to the overview.
Do you have a question or require help? Get in touch via one of our contact options. We are happy to help you.