Home producten pensioen An even better investment proposition

An even better investment proposition

Our life cycles and investments are evaluated on a regular basis to ensure the right balance is struck between risks and returns. From now on, we will be investing more in equity due to the low interest rate. We will also be delaying the moment that we start scaling back the investment risk and the interest rate risk. It is our expectation that these amendments will lead to a higher pension for you. However, this strategy does carry a slightly higher investment risk, meaning your pension could turn out to be lower.

What has changed?

  • The investment profiles have been amended to ensure a better balance is struck between risks and returns.
  • We have also broadened our investment proposition to include a new government bond fund, as this will further optimize the balance between risks and returns.
  • These changes will affect both former employees and employees that are still in service of the employer.

Please note: Employees who have decided not to invest their pension contributions, but to use them to accrue guaranteed capital, will not be affected by these changes. They will be able to access their capital on the retirement date. The guaranteed capital can then be used to purchase a pension on the retirement date.

  • Three investment profiles toon

  • Perfect balance between risks and returns toon

  • Differences between the previous and new life cycles toon

  • Self-Directed Investment offers a broad selection of investment funds toon

Want to change an investment decision?

If you wish to amend an investment decision, you can do so. Simply log onto the online My Pension portal and amend any decisions. You can log in using your DigiD details and then select the ‘Investment choices’ tab.

Any questions?

Please keep an eye on this website to ensure you remain up-to-date on any changes in legislation or in the products we offer. If you have any questions, please feel free to contact us at any time. You can call us on work days from 8.00 a.m. until 5.30 p.m. at +31 (0)30 257 42 66. Alternatively, you can complete our contact form. We are here to help.