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Having a natural child (son or daughter), stepchild, foster child or adopted child will not affect the amount of your pension or its accrual.
On death
Your pension scheme almost always provides cover for an orphan’s pension. Information about exactly how much orphan’s pension your children will be entitled to if you die can be found at My a.s.r. or on your Uniform Pensioen Overzicht (uniform benefit statement). If you want to know when your child is entitled to orphan’s pension and until what age orphan’s pension is paid, please ask your employer or consult Pension 1-2-3 (Dutch only).
Please note: If you have a risk-based orphan’s pension, your children will receive orphan’s pension only if you are still in your employer’s service at the moment of your death and are still accruing pension there. You should ask your employer (or former employer) whether the orphan’s pension is insured on a risk basis.
Registering your child
If you have a partner’s pension, you do not need to separately register the birth or adoption of a child with us. If you are single, you can notify your employer of the birth or adoption. The employer will then inform us.
Seek advice
It makes sense to regularly check what the financial position of your partner and children would look like in the event of your death. After all, it is about the financial security of your loved ones. If you would like to find out whether the partner’s pension and orphan’s pension will provide enough to make ends meet and whether, for example, a term life insurance (Dutch only) could be a useful supplement, please consult an independent adviser. Advisers know their clients. They are therefore best placed to help you make a decision.
Please feel free to contact us at any time. We are available by telephone on business days from 8.30 a.m. to 5:30 p.m. on +31 (0)30 257 42 66. Alternatively, you can complete the contact form. We are here to help.
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