producten pensioen Early retirement with a.s.r.

Early retirement with a.s.r.

If you wish to take early retirement and have accrued an early retirement pension through your employer, you will receive a temporary pension until your actual pension comes into payment. We refer to this as an early retirement pension. The government has now abolished the early retirement pension, meaning it will no longer be possible to accrue this type of pension.

Approaching your early retirement date

You will receive a letter from us a few months before your early retirement date. This letter will specify the different options available to you and what you need to do to ensure your early retirement pension comes into payment. If you are not ready to retire just yet, you can choose to defer your early retirement – provided your employer agrees.

  • How to defer your early retirement toon

  • How to ensure your early retirement pension comes into payment toon

Will you have a state pension gap?

Your early retirement pension is set to end when you turn 65 at the latest. There has been an increase in the statutory retirement age over the past years, meaning your state pension may no longer seamlessly follow on from your pension payout. This could leave you with a state pension gap, resulting in a temporary loss of income. The government may be able to help in such circumstances by providing a bridging pension. You will need to satisfy certain conditions to be entitled to the bridging pension. The bridging scheme has primarily been set up for people on low incomes.

See whether you are entitled to receive a bridging pension  (in Dutch)
Check whether you will have sufficient income in the future by using the Pension Check

Consult an independent adviser

It can be tricky trying to decide whether a specific course of action is advisable in your particular situation. If you require assistance in this decision-making process, contact an independent adviser. He or she is there to give you customized advice. Please be sure to discuss in advance what your adviser will charge for this service and if any additional services are required and what they entail.

What can you expect from us?

You will receive a letter from us three months before your early retirement pension comes into payment. This letter will contain information regarding the level of the early retirement pension and the different options available to you in terms of this pension.

Any other questions

Please do not hesitate to contact us if you have any other questions. We are available on +31 (0)30 257 48 48 on working days from 8 a.m. to 5:30 p.m. Alternatively, you can complete the contact form. We will be pleased to help you.